Home Owner Reference Guide

Thumbnail image for Refinancing your Malibu Home? Beware of the Tax Rules!

Refinancing your Malibu Home? Beware of the Tax Rules!

by ritasimpson March 12, 2012 Home Owner Reference Guide

Homeowners generally are entitled to interest deductions on whatever amount was left on the original mortgage, but those who decide to borrow more than they owe on their existing mortgage in many cases can’t.

The IRS has been looking closely at people with expensive homes, scrutinizing mortgage-interest deductions taken for some homes valued at $1 million or …

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10 Easy Greening ideas for the Home

by ritasimpson December 12, 2011 Home Owner Reference Guide

1. LIGHT UP – replace three incandescent bulbs with fluorescent bulbs in your home and eliminate 300 lbs. of CO2 (lasts longer, burns less).

2. RECYCLE – recycling half of the aluminum, glass, plastic, and paper you use reduces 2400 lbs. of CO2.

3. PURCHASE GREEN POWER – if available in your area, purchase 100% green power …

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Thumbnail image for Shopping for Home Insurance Policies in Malibu

Shopping for Home Insurance Policies in Malibu

by ritasimpson December 5, 2011 Home Owner Reference Guide

Home Insurance policy coverage provisions differ radically and can many times leave the homeowner unprotected. It is very important that the buyer understand and compare coverages before selecting the insurer. Some policies allow insurer to not cover loss due to Policy Holder “negligence”. Tips for Buyers include using an independent agent with access to a …

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Thumbnail image for A Profile of Malibu and the Santa Monica Mountain Communities

A Profile of Malibu and the Santa Monica Mountain Communities

by ritasimpson December 4, 2011 Community Information

I found this Interactive Census Information fascinating on the Malibu and surrounding areas. It’s interactive and you can view Population, Ethnicity, Income and Education breakdowns per community. Malibu is the least diverse of the communities and is not the richest!

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10 questions to Ask Home Inspectors

by ritasimpson December 3, 2011 Buying My Home

Before you make your final buying or selling decision, you should have the home inspected by a professional. An inspection can alert you to potential problems with a property and allow you to make an informed decision. Ask these questions to prospective home inspectors:

1. Will your inspection meet recognized standards? Ask whether the inspection and …

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Audubon’s Energy Guide

by ritasimpson November 14, 2011 Home Owner Reference Guide

Here is a great Energy Guide on how to fight Global Warming, Lower your Utility bills and take a stand for a sustainable future.

 

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Study Finds Energy Savings Add Up with Retrofit

by ritasimpson November 11, 2011 Home Owner Reference Guide

Via:
DAILY REAL ESTATE NEWS | FRIDAY, NOVEMBER 11, 2011

Energy efficient upgrades–like adding compact fluorescent light bulbs, energy efficient windows and boilers–can bring down utility costs, finds a new study by Deutsche Bank Americas Foundation and Living Cities.

Researchers examined about 19,000 affordable housing units in New York City that received energy efficiency retrofits. They found that …

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